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Most people think they can only receive Medicare if they are 65 or older. However, people can receive Medicare if they have received Social Security Disability Insurance (SSDI) on their work record or Childhood Disability Benefits (CDB) on their parent’s work record for over 24 months. That means your child may become eligible for Medicare much sooner than 65. People can also receive Medicare at any age if they have ALS or end-stage renal dialysis and are waiting for a kidney. This article will briefly discuss Medicare.
Take a moment and think how great that is. Your child can become eligible for Medicare at a relatively young age. Medicare is an excellent benefit. Here are some of the highlights straight from Medicare's handbook:
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Part A (Hospital Insurance) Helps cover:
Part B (Medical Insurance) Helps cover:
Part D (Drug coverage) helps cover
Original Medicare
Medicare Advantage (also known as Part C).
Supplemental coverage This includes Medicare Supplement Insurance (Medigap). Or, you can use coverage from a former employer or union, or Medicaid
If you’re under 65 and have a disability, you’ll automatically get Part A and Part B after you get disability benefits from Social Security or certain disability benefits from the RRB for 24 months. If you have ALS (amyotrophic lateral sclerosis, also called Lou Gehrig’s disease), you’ll get Part A and Part B automatically the month your Social Security disability benefits begin.
Where can I get more information? Call Social Security at 1-800-772-1213 for more information about your Medicare eligibility and to enroll in Part A and/or Part B. TTY users can call 1-800-325-0778. If you worked for a railroad or get RRB benefits, call the RRB at 1-877-772-5772. TTY users can call 1-312-751-4701. You can also get free, personalized health insurance counseling from your State Health Insurance Assistance Program (SHIP).
Most people think they can only receive Medicare if they are 65 or older. However, people can receive Medicare if they have received Social Security Disability Insurance (SSDI) on their work record or Childhood Disability Benefits (CDB) on their parent’s work record for over 24 months. That means your child may become eligible for Medicare much sooner than 65. People can also receive Medicare at any age if they have ALS or end-stage renal dialysis and are waiting for a kidney. This article will briefly discuss Medicare.
Take a moment and think how great that is. Your child can become eligible for Medicare at a relatively young age. Medicare is an excellent benefit. Here are some of the highlights straight from Medicare's handbook:
_____________________________________________________________________________
Part A (Hospital Insurance) Helps cover:
- inpatient care in hospitals;
- skilled nursing facility care;
- hospice care;
- home health care.
Part B (Medical Insurance) Helps cover:
- services from doctors and other health care providers;
- outpatient care;
- home health care;
- durable medical equipment (like wheelchairs, walkers, hospital beds, and other equipment);
- many preventive services (like screenings, shots or vaccines, and yearly “Wellness” visits).
Part D (Drug coverage) helps cover
- the cost of prescription drugs (including many recommended shots or vaccines);
- plans that offer Medicare drug coverage (Part D) are run by private insurance companies that follow rules set by Medic
Original Medicare
- Original Medicare includes Medicare Part A (Hospital Insurance) and Part B (Medical Insurance).
- You can join a separate Medicare drug plan to get Medicare drug coverage (Part D).
- You can use any doctor or hospital that takes Medicare, anywhere in the U.S.
- To help pay your out-of-pocket costs in Original Medicare (like your 20% coinsurance), you can also shop for and buy supplemental coverage.
Medicare Advantage (also known as Part C).
- Medicare Advantage is a Medicare-approved plan from a private company that offers an alternative to Original Medicare for your health and drug coverage. These “bundled” plans include Part A, Part B, and usually Part D.
- In most cases, you’ll need to use doctors who are in the plan’s network.
- Plans may have lower out-of-pocket costs than Original Medicare.
- Plans may offer some extra benefits that Original Medicare doesn’t cover—like vision, hearing, and dental services.
Supplemental coverage This includes Medicare Supplement Insurance (Medigap). Or, you can use coverage from a former employer or union, or Medicaid
If you’re under 65 and have a disability, you’ll automatically get Part A and Part B after you get disability benefits from Social Security or certain disability benefits from the RRB for 24 months. If you have ALS (amyotrophic lateral sclerosis, also called Lou Gehrig’s disease), you’ll get Part A and Part B automatically the month your Social Security disability benefits begin.
Where can I get more information? Call Social Security at 1-800-772-1213 for more information about your Medicare eligibility and to enroll in Part A and/or Part B. TTY users can call 1-800-325-0778. If you worked for a railroad or get RRB benefits, call the RRB at 1-877-772-5772. TTY users can call 1-312-751-4701. You can also get free, personalized health insurance counseling from your State Health Insurance Assistance Program (SHIP).